Dollars, not rates
Total cost and early payout
How to see the full dollar cost of a short-term loan, what paying it out early really saves, and how to compare quotes side by side.
Total cost in dollars
Why the total dollar cost beats any headline rate when comparing short-term business loans, and a simple four-part method to calculate it for your own quote.
Read more →Early repayment
Can you repay a business loan early, and what will it save? The three payout structures, the questions to ask before signing and how to calculate the saving.
Read more →Payout figures
What's in a business loan payout figure, why it's higher than the balance you expected, how long it stays valid and how to request one in good time.
Read more →Fees explained
Establishment, legal, valuation, line, discharge and default fees on short-term business loans — what each covers, when it's charged and how to compare them.
Read more →Repayment frequency
Daily repayment business loans suit some cash flows and hurt others. Compare daily, weekly, monthly and lump-sum repayments against how you get paid.
Read more →Comparing quotes
A practical method to compare short-term business loan quotes on equal terms: the six numbers to collect, a comparison table and the traps that skew results.
Read more →See what your business could qualify for
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